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Interest rate vs APR

I occasionally get the following question when borrowers are reviewing their disclosures..."I thought my rate was 2.5%, why does it say 2.55%?"   The reason is, the second rate is actually the Annual Percentage Rate (APR).  The APR, in this case…

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Mortgage Market Update

Fed is going to start buying MBS again as part of this round of QE. Check in tomorrow around 11am to see where rates are. May take some time, but definitely should help with the oversupply that raised rates last…

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Welcome to my new Blog!

I tend to have a lot on my plate both personally and business related. So, I've decided to keep everything in once place moving forward. And, www.jamesswhite.com will be that place. Whether I'm marketing for my business as a Loan…

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