Interest rate vs APR
I occasionally get the following question when borrowers are reviewing their disclosures..."I thought my rate was 2.5%, why does it say 2.55%?" The reason is, the second rate is actually the Annual Percentage Rate (APR). The APR, in this case…
Mortgage Market Update
Fed is going to start buying MBS again as part of this round of QE. Check in tomorrow around 11am to see where rates are. May take some time, but definitely should help with the oversupply that raised rates last…
Things are crazy, but I’m here to help
If you are interested in refinancing or getting pre-approved please send me an email with your contact info at jwhite@millerhomelending.com. I'll send you an application and the required docs. I'll need a full application and pulled credit in order to…
Welcome to my new Blog!
I tend to have a lot on my plate both personally and business related. So, I've decided to keep everything in once place moving forward. And, www.jamesswhite.com will be that place. Whether I'm marketing for my business as a Loan…
Introducing the new Frances Adella! Charters available this summer!
She's a 1986 Post 43, she's an older but a goodie! I'm livingaboard and am excited for our first full summer. As a licensed USGC captain I'll be available for charter for groups up to 12 people. More information to…
